Attention homeowners: Real estate appraisal services for in Coeur D Alene and Kootenai County
See the top seven reasons why ID homeowners hire Anderson Appraisals:
Need help deciding the price of your home in or near Coeur D Alene, ID?
We at Anderson Appraisals understand the special needs of a consumer looking for appraisal services. Our regular business clients are used to the appraisal process and the customary reporting formats. But as a general consumer,we will give you extra guidance and explanations through the appraisal process to more fully understand what we do and how we report our conclusions.
For-Sale-By-Owner (FSBO) / Pre-Listing Services
It's very hard to be objective about your own home because of your emotional attachment to it. Professional appraisers, like the ones at Anderson Appraisals, are objective. We will tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic selling price so your property will attract buyers, a professional appraisal is a very important negotiating tool once you have an attainable buyer. The appraisal is something concrete to show your buyer. An appraisal is an independent third party's opinion of your property's value -- not just how much your home is worth. Potential buyers know you have an emotional attachment to your house and will be more likely to give credibility to an experienced appraiser's value judgement than yours.
Appraisals to remove PMI
Getting the PMI (Private Mortgage Insurance) removed from your mortgage loan is a fashionable way to cut expenses for homeowners. Once your mortgage loan amount is down below 80% of the value of your home, in most cases you can apply to your lender to have the PMI removed from your loan, which will make your monthly payments go down. We're seasoned in helping customers just like you delete undesirable PMI insurance.
Challenge Kootenai county's assessment of your property
Lets say you live in an area that is going down -- your local tax assessor may have your house overvalued. This only means you are going to pay higher taxes than you should be paying. The quicker you take care of things like this, the better off you'll be, since your property assessment may likely go up again in the next period. Getting an appraisal report from Anderson Appraisals is your strongest weapon when challenging your property tax assessment.
Was your HELOC recently frozen?
Your lender just may choose to automatically freeze your home equity line of credit (HELOC) if your property is near a declining area -- even if your specific property has not declined in value. This can this be unsuitable from a cash flow standpoint, and detrimental to your credit score since it may appear as though that credit line is maxed out. Anderson Appraisals can help you reinstate your HELOC.
Do You Need Field and Desktop Appraisal Review Services?
Do you need a seasoned professional to double-check your appraisal for verity, or do you need a second opinion without the expense and delay of waiting for a whole new appraisal? We can go out and check the subject and comps in a field review. If you need it in a rush, we'll provide desk review and verify as many facts as we can using online data sources as well as our own files.
Need a retrospective review of an appraisal report? We can help with that too. While typically requested by banks, you may wish to exercise this service if you suspect mortgage fraud related to your home.