Need an appraisal in Coeur D Alene or Kootenai County?
Check out the top reasons ID homeowners call on Anderson Appraisals:
Own a home in or near Coeur D Alene, ID and need help deciding the price of it?
We at Anderson Appraisals understand the individual needs of a consumer in need of appraisal services. While our typical business clients understand the appraisal process and standard reporting formats, you as a consumer will get extra service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.
Pre-listing Services/For Sale By Owner
Since you have an emotional attachment to your own home, it's often very hard to be objective about it. The professional appraisers at Anderson Appraisals will tell you what you need to know -- not just what you want to hear. We are objective. A professional appraisal is a crucial negotiating tool once you have an interested buyer, in addition to helping you set a realistic selling price so your property will attract many interested buyers. The appraisal is something tangible to show the buyer. An appraisal is an independent third party's opinion of your home's price -- not just how much your home is worth. Interested buyers assume that you have an emotional attachment to your home and will be far more likely to give credibility to a seasoned appraiser's value report than yours.
Need to cancel PMI?
Getting the PMI (Private Mortgage Insurance) removed from your mortgage loan is an attractive way to cut expenses for homeowners. Your monthly payments will go down once your mortgage loan is down below 80% of the value of your house. In most cases you can apply to the lender to have the PMI canceled from your loan. We are veterans in helping clients just like you dismiss unnecessary PMI insurance.
Challenge Kootenai county's assessment of your property
If you live in a region that is going down or not appreciating as much as other homes close to yours, your local tax assessor may have your house overvalued. This only means you are most likely paying higher taxes than you should be paying. The quicker you take care of things like this, the better off you'll be, since your property assessment may likely go up again in the next period. When challenging your property tax assessment, getting a professional appraisal from Anderson Appraisals is your best weapon.
HELOC recently frozen?
If your home is in a declining area, your lender might just make the decision to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. Not only can this be inconvenient from a cash flow point of view, but it can be detrimental to your credit score since it may appear as though that credit line is maxed out. A professional appraisal from Anderson Appraisals can help you reinstate your HELOC.
We Also Offer Field and Desktop Appraisal Review Services
Have you just been given a copy of your appraisal and you would like to have a seasoned appraiser double-check it for verity or do you want a second opinion without the charge and delay of waiting for a whole new appraisal? In a field review we will go out and check the subject and comparables in question. If you need it immediately, we'll provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.
Do you need a retrospective review of an appraisal report? Anderson Appraisals can We can assist you. Even though this is typically requested by banks, you may need to utilize this service if you suspect mortgage fraud related to your home.